Credit Explained

Applying for credit can be stressful. You want
the car, but can you get the loan? You need a
cell phone, but will your application be
approved? Who decides? And more
importantly, what do they base their decision on?




What is a Credit Report?


A credit report outlines your credit history, public records and credit worthiness. Do you regularly pay your accounts on time? Do you pay the amount required? How often do you apply for credit? Your credit report answers all these questions and more.



Combining its unique information tools and deep understanding of individuals markets and economies, Experian partners with organisations around the world to establish and strengthen customer relationships and provide their businesses with competitive advantage.

Our holistic credit management solutions are enabled by two business units, Experian Credit Services and Experian Decision Analytics.

In keeping with Experian's policies of integrity, commitment and transparency, Experian believes strongly in the education of both the consumer and the credit industry. To this end Experian endeavours to empower its clients and consumers by sharing our considerable resource of knowledge in the form of regular articles and publications.

CREDINEWS
White papers
Press releases

Visit KreditInform's web site

Experian Acquires KreditInform

Experian, the global information services company has acquired KreditInform, a South African leader in business credit management solutions. Read more.


Consumer Disputes

The National Credit Act has prescribed a process for managing consumer disputes with the credit bureau. If you believe that the information on your Experian credit report is incorrect, click here.


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