Experian Business Debt Index (BDI) reports
The Experian Business Debt Index (BDI) Sectoral report provides insights into South African business conditions and tracks business performance. Compiling data on debtor payment patterns with macroeconomic factors, this index offers a detailed picture of business health, tracking overall conditions and sector-specific trends.
Key features at a glance
Macroeconomic Overview
A streamlined analysis of global and South African economic indicators is offered.
Debt Payment Abilities
Assesses businesses’ capacity to manage debt obligations, reflecting the broader economic environment.
Sector-Specific Insights
Delivers focused analysis across nine key sectors, including agriculture, manufacturing, and mining.
Detailed Debt Metrics
Tracks debtor age ratios, overdue debt categories, judgments, and liquidations by sector.
Quarterly Updates
Fresh insights every quarter to monitor economic trends and debt stress.
Strategic Guidance
Provides valuable context for developing informed business strategies in a changing economic climate.
Debt Age Ratios – Core to BDI Analysis
Our 'Debt Age Ratios' highlight the timeliness of debt repayment, categorising debts that exceed standard payment terms. Exclusive to Experian’s BDI, these metrics reference payment profiles from Experian’s extensive business information database.
Sectoral Debt Analysis
The BDI report dives into each sector’s debt health and economic dynamics, supplying:
- Sector-specific indicators and bureau metrics, including liquidation counts and debtor days.
- Current key sectoral concerns and emerging trends, allowing businesses to anticipate and adapt to sectoral shifts.