Our Credit Decisioning Solutions
These Experian products are designed to help businesses make informed and efficient credit-related decisions. The products leverage data, analytics, and automation to streamline the credit decision-making process. Overall, credit decisioning products enhance the precision, speed, and agility of credit management processes, helping businesses grow confidently while managing risks effectively.
What We Do
Digital Onboarding
With Digital Onboarding, you can pre-vet potential clients, pursue credit applications, have your terms and conditions digitally signed and upload the required documentation to a central repository.
Business Credit Reports
This service is ideal for credit risk teams processing credit applications and for procurement departments to verify potential suppliers prior to onboarding.
Research Reports
Our range of reporting solutions offer a quick and efficient way to assess potential customers or vendors, according to your needs.
BusinessIQ Portfolio
Gain a comprehensive view of risk levels across your entire customer base, enabling you to track payment behaviours, identify risks, and seize new opportunities.
Business Information Alerts
Real-time business updates and risk alerts, allowing you to monitor customer financial status changes and make safer business decisions
Account Receivable Management - BI Collections
Experian’s Collection Letters service provides a cost-effective solution, leveraging the Experian brand to prompt overdue customers to pay, reducing the need for a legal team.
Supplementary Services
Triggers and Alerts
Leverage our extensive credit database combined with predictive triggers to identify consumers at risk of default, late payments, increased indebtedness, or changes in contact information.
Credit Consumer Portal
Convenient access to extensive bureau datasets, allowing you quick access to credit reports and loan agreements.
Consumer Contact Information
The Consumer Contact Information Service is designed to give bureau subscribers a fast and efficient way to access consumers' essential contact information and employer details.
SACRRA submissions
SACRRA submissions are structured data reports submitted by credit providers to credit bureaus via the SACRRA data sharing environment.