Platinum Reports

Experian’s Platinum Report is the comprehensive commercial credit reporting product, provides in-depth information to support assessment of business risk and sustainability. It is ideal for evaluating entities with high perceived risk or significant exposure and supports credit assessment and due diligence processes including mergers, acquisitions, joint ventures, and procurement.

Best suited for higher-risk entities or those requiring a detailed review of financial and operational information.

This report includes, if available:

• Business Information: Business details, history, statutory information, and industry compliance.
• Regulatory Compliance: Provides information on compliance status where available.
• Technical Competencies: Compliance, classifications, and corporate governance.
• Business Rescue: Details on any business rescue proceedings, where this information is available.
• Media Analysis: Insights from media and press articles.
• Shareholding Structure: Identifies shareholding, subsidiaries, and related entities to provide insights into stability.
• Principal Details: Includes other business interests, property and bonds, and judgment information where applicable.
• B-BBEE Rating: Black Economic Empowerment status.
• Operational Review: Staffing analysis, branch details, import/export activities, management engagement, and succession planning.
• Security Confirmation: Reviews existing credit securities to determine asset encumbrance.
• Financial Analysis: Analysis of available financial statements.
• Banking Information: Verification of banking details.
• Client Base Analysis: Client base information, where available.
• SWOT Analysis: Iinformation supporting SWOTstyle assessment.
• Trade References: Insights from key trade partners.
• Onsite Visit: Includes a face-to-face interview with company representatives, supporting validation of information and review of core assets.