Silver Reports

Experian’s Silver Reports support enhanced credit screening for higher exposure applications. With detailed insights into a company’s financial and operational standing, these reports support credit risk assessment for higher-exposure credit applications.

Designed for businesses seeking a detailed view of credit-related information of a potential customer or vendor's creditworthiness before extending credit.

Reports include, if available:

• CIPC Information: Up-to-date company registration details.
• Business Details: Names, addresses, and contact information.
• Company Structure: Information on holding and subsidiary companies.
• Principal Details: Includes both active and non-active principals with ID verification, consumer Sigma score, judgment check, and business interests.
• Operational Overview: Company history, import/export details, fleet, and staff count.
• BEE Status: Including level rating and percentage breakdown.
• Premises Details: Ownership and lease agreements.
• Financial Information: Financial year-end, payroll dates, and historical turnover figures.
• Bank Code: Provided if the company banks with a participating bank code supplier.
• Trade References: Insights from major suppliers regarding payment trends.
• Payment History: Detailed analysis of historical payments to suppliers.
• Ledger Information: Shows monthly overdue percentages and highlights payment performance.
• Court Records: Overview of any legal matters.
• Enquiry Analysis: Tracks the company’s credit activity and credit applications.
• Commercial Delphi Score: A score out of 100 that indicates probability of business failure over a 12-month period using adverse, stability, and consumer information.

Available in 1, 2, 3, or 5 days