Understanding your ledger is the key to a deeper knowledge of your clients and their payment performance. This analysis may be lengthy and complex, the trends discovered within your business alone will be limited and incomplete information can leave you exposed to bad debt.
Through commercial data sharing, the Payment Performance Scheme can take your transactional data and provide an in-depth analysis of payment trends drawn from a huge range of contributors, giving you enhanced information to identify and react to risk.
How can the Payment Performance Scheme help you?
- Get a deeper understanding of your ledger with shared experience and insight
- Protect your business with responsive risk management strategies
- Take appropriate action by knowing how your customers are paying other suppliers
- Combine with data hygiene, an effective way to check and correct your business databases for accuracy and compliance
Share your ledger
Combine your ledger data with insight from multiple other ledger transactions processed by Experian every month.
Get valuable insight into business payment trends across South Africa based on the most up to date information.
See the bigger picture by utilising information on over 1 million reports with payment data.
Analysing your ledger
See the behaviour of your customers against the industry and the latest business payment trends.
Get a deeper understanding of your accounts and invoices using the experience of all Experian data contributors.
Get valuable feedback and in-depth analysis on your entire ledger in a detailed report tailored specifically to your business needs.
Get a good overview of high risk accounts including Days Beyond Terms trend information, Commercial Delphi and outstanding balance.