Is a customer who they claim to be? Can they afford the credit they’re asking for? Do they qualify for a service we provide? Are they about to leave us for a competitor?
Businesses need to answer questions like these thousands of times a day. You need to make decisions fairly and respond quickly. And to do that, you need a clear, complete picture of each individual customer. That’s where we come in.
Over 5,000 (?) organisations across the country – from small start-ups to multi-nationals – use our information to manage risk, identify and prevent fraud, combat money laundering and recover unpaid debts. We also help public-sector organisations understand the people, places and communities they work with.
We add millions of records into our consumer credit bureau every month, using over 600 of the largest and most up-to-date sources in the South Africa.
Matching data to consumers allows us to unlock the true value of the data and give a holistic view of each individual.
For a customer, inaccurate details could be the difference between acceptance and rejection. Only by giving organisations an accurate picture of each customer’s circumstances can we ensure they’re treated fairly and correctly.
Correct and current data reduces friction throughout the customer journey by enabling instant decisions and reducing customer queries, as well as helping us to fulfil our regulatory obligations.
Over of the largest and most up-to-date sources in the South Africa supply us with data – either in real time, daily, monthly or quarterly. All data goes through strict quality checks before being added to our database, meaning we process millions of data items every day.[SA numbers required]
Helping organisations understand and support their customers better
Our data, people and processes are trusted by over clients and millions of consumers. With over 30 years’ experience in sourcing, processing and matching data, we turn complex information into clear insights that help businesses understand, manage and provide for their customers.
Businesses can use this information to verify a customer’s identity or contact details, detect and prevent fraud, understand people’s financial circumstances and attitudes, make responsible lending decisions, and help customers choose the most suitable products for them.
Identity and
relationships
We can confirm a consumer’s personal details and identify the different identities, addresses and financial relationships they may have.
We can confirm a consumer’s personal details and identify the different identities, addresses and financial relationships they may have.
We can give a comprehensive view of each person’s credit and financial commitments, use and repayments behaviour, as well as assess affordability.
We can identify whether a consumer has had any kind of financial court judgement, legal intervention, government sanctions or confirmed cases of fraud.
We can provide and validate your customers’ contact information.
We can confirm an individual’s property and vehicle ownership, plus value, equity and specification or details. We also know when they put their house up for sale.
With their consent, we can confirm an individual’s employment status and references.