Determining what the best credit limit is for each customer – both at the point of application and during a relationship – is often complex. Our limit management solution maximises the value of decisions and can support both risk and operational objectives, such as profit, bad debt and exposure.
Understanding the trade-offs between each of these can be challenging, resulting in lenders being unable to maximise profitability without taking unacceptable risks.
With advanced analytics, consulting services and industry-leading decisioning technology, Experian can help you achieve all this – and do so confidently. We enable you to evaluate customers based on their risk as well as their potential, increasing customer engagement and quickly transforming your business.